Ekhi, una moneda local para Bizkaia

Finished 03 / 02 / 2014
Funded!
Received
€ 8.168
Minimum
€ 7.455
Optimum
€ 14.455
156 Backers
Contributing € 10
Ekhifunder

Como agradecimiento tu nombre aparecerá en nuestra web, en el apartado de Ekhifunders (personas que han hecho posible que Ekhi sea una realidad).

> 11 Backers
Contributing € 20
Hazte socio/a + 2 Ekhis

Consigue tu carnet de socio/a de Ekhi y 2 billetes de 1Ekhi de la primera impresión. Participarás en la comunidad, podrás adquirir moneda local en la oficina de cambio a partir de Enero de 2014 y utilizar Ekhi-s en el circuito de establecimientos "Ekhi". Reconocimiento web.

> 34 Backers
Contributing € 25
Bolsa de la compra

Una bolsa de tela Ekhi para lucir en tus compras además de 2 billetes de 1Ekhi de la primera impresión. Reconocimiento web.

> 07 Backers
Contributing € 35
Hazte socio/a DUO

Consigue uno de los primeros carnet de socio/a de Ekhi y regala otro a quien tú quieras. Además tendrás 4 billetes de 1Ekhi de la primera impresión. Participaréis en la comunidad, podréis adquirir moneda local en la oficina de cambio a partir de Enero de 2014 y utilizar Ekhi-s en el circuito de establecimientos "Ekhi" . Reconocimiento web.

> 23 Backers
Contributing € 40
Bolsa de compra + Hazte socio/a

Una bolsa de tela Ekhi para lucir en tus compras además de tu carnet de socio/a de Ekhi y 2 billetes de 1Ekhi de la primera impresión. Reconocimiento web.

> 17 Backers
Contributing € 50
Camiseta ecológica

Consigue una de las camisetas de algodón ecológico diseñadas exclusivamente y 2 billetes de 1Ekhi de la primera impresión. Reconocimiento web.

> 09 Backers
Contributing € 60
Camiseta ecológica + Hazte socio/a

Consigue una de las camisetas de algodón ecológico diseñadas exclusivamente además de tu carnet de socio/a de Ekhi y 2 billetes de 1Ekhi de la primera impresión. Reconocimiento web.

> 09 Backers
Contributing € 80
Camiseta + Bolsa + Hazte socio/a

Lo tuyo si es apostar por Ekhi. Consigue una de las camisetas de algodón ecológico, una bolsa de tela para lucir en tus compras, carnet de socio/a de Ekhi y 2 billetes de 1Ekhi de la primera impresión. Reconocimiento web.

> 17 Backers
Contributing € 200
Charla

Organizamos una charla en tu barrio o pueblo para compartiros cómo es el proyecto, como ha surgido y abrir un debate con todas las asistentes. Tu buscas el sitio y el resto corre a nuestro cargo. (*) esta recompensa está limitada al ámbito de la CAV.

> 01 Backers
Contributing € 300
Ekhifunder++ 6 meses

El logo de tu organización o colectivo aparecerá de forma destacada en nuestra página web durante seis meses como colaborador de Ekhi. Además os enviaremos una serie de 4 billetes Ekhi, y un carnet de socio a nombre del colectivo.

> 02 Backers
Contributing € 500
Ekhifunder+++ 1 año

El logo de tu organización o colectivo aparecerá de forma destacada en nuestra página web durante un año como colaborador de Ekhi. Además os enviaremos una serie de 4 billetes Ekhi, y un carnet de socio a nombre del colectivo.

> 00 Backers
Contributing € 1.000
Ekhifunder +++1 year + Talk

Your support is unconditional and you are willing to see currency project starting up. In this case, your organization logo will be distinguised as Ekhi funder in our home page in the web site all year long. We will also set up a talk in the place you choose so as to share with you what is all this project about, to inform about how it started and grew and to discuss in a debate with all the participants. You look for the place and we take care of the neccesary to organize it. (). This reward is limited to Euskadi Region. Besides, we will send you member cards for people in your organization (maximum 20 people) and, of course, 2 bills (2 bills 1 Ekhi) per person.

> 00 Backers

About this project

Issue and circulation of Ekhi, a useful tool for the real economy and the community.
Material Minimum Optimum
Impresión de billetes
Ekhi iniciará su andadura con una impresión inicial de 10.000 billetes. Los billetes serán impresos sobre papel reciclado y estarán equipados con las siguientes medidas anti-falsificación: tinta de plata con aguas, tinta ultravioleta, barniz de sobreimpresión y numeración mediante código de barras.
€ 3.600
lectores
Los billetes llevan incorporados un código de barras para controlarlos mejor y evitar irregularidades en el sistema. Las oficinas de cambio necesitan disponer de lectores de códigos de barra para "activar" los billetes cuando se adquieren y "desactivarlos" cuando se descambian.
€ 80
Impresora
Todos los usuarios de la moneda local tendrán una tarjeta que les identificará. ¡Necesitamos una impresora para poderlas imprimir!
€ 200
Plastificadora
Todas las usuarias de la moneda local tendrán una tarjeta que les identificará. ¡Necesitamos una plastificadora para poderlas plastificar!
€ 75
Pago de recompensas individuales y comsiones
Esta partida está destinada a cubrir los gastos destinados a las recompensas individuales. El 8% sobre el total recaudado de comisión a Goteo y el 2% destinado a las comisiones bancarias y de Paypal.
€ 1.200
Más lectores
Ekhi iniciará su andadura en Bilbao, pero pretende extenderse a toda Bizkaia. En este sentido, nos convendría tener un dinero reservado para adquirir más lectores de código de barras, que serán implantados en las nuevas oficinas de cambio que se vayan abriendo a lo largo y ancho del territorio.
€ 200
Presupuesto para difusión.
Nos gustaría contar con un fondo para hacer frente a futuros gastos de difusión, tales como: folletos, carteles, un "roll up" etc.
€ 200
Más billetes
El "mínimo" de la campaña del Goteo nos permitirá hacer frente a una primera tanda de impresión de Ekhi-s. Aún así, contar con un presupuesto preparado para una segunda tanda dotará de mayor estabilidad financiera al proyecto.
€ 2.000
Task Minimum Optimum
Pago de adelantos
Durante estos dos años, las personas que hemos estado trabajando en sacar Ekhi adelante hemos invertido mucho de nuestro tiempo en el proyecto. ¡Y también algo de nuestro dinero! Gastos como la impresión de folletos, el dominio web, el "hosting", los carteles, el "roll up", etc.
€ 300
Liberación
Todos los inicios son difíciles y el de Ekhi no iba a ser una excepción. Prevemos que la moneda local requiera mucha atención durante sus primeros meses de vida. Es por ello que queremos complementar nuestro trabajo voluntario con una persona dedicada al proyecto a tiempo completo, para garantizar su viabilidad. Esa persona estará liberada durante tres meses y cobrará parte de su sueldo en Ekhi-s.
€ 2.000
LIBERACIÓN MÁS LARGA
Ampliar la liberación de la persona encargada de potenciar Ekhi de 3 hasta los 6 meses.
€ 3.000
Pago de recompensas individuales
Esta partida está destinada a cubrir los gastos destinados a las recompensas indiviudales.
€ 600
Infrastructure Minimum Optimum
Moneda electrónica
Aunque Ekhi empezará siendo una moneda física, tenemos previsto lanzar una moneda electrónica en el futuro, que nos permita hacer pagos con el teléfono móvil.
€ 800
Gastos de transporte
Las personas detrás de Ekhi trabajamos de forma desinteresada. Aún así, nos gustaría contar con un dinero que hiciera frente a los gastos de transporte derivados del Ekhi, para no tener que perder dinero por hacer trabajo voluntario.
€ 200
Total € 7.455 € 14.455
Necessary
Supplemental

General information

What is it a local currency? Local currency is mainly a tool, an economic tool to facilitate exchanges and to set up networks in a community. ”Ekhi” means sun in ancient basque language, and it is a symbol that is linked to the “Ekhilore”. Ekhilore are pricky plants with the shape of the sun, and they were hung, and still happens, on the doors of the countryside houses to keep them away from the bad spirits. In this way, this meaning is really appropriate, because the aim of Ekhi is just to promote what is local, what is ours and what is sustainable versus this crisis that is not only economical but also ecological and a crisis of values and that is getting stronger and stronger.
After working for two years, the sun is about to come out. Will you help us to launch it?

Description of the project. Main features, strengths and differentials.

Ekhi will be launched in the old part of Bilbao in January 2014. Nevertheless, it is our goal to create local teams to spread the currency in Bizkaia. Besides, Ekhi is based on four values: equity, sustainability, gender equality and our culture and language promotion. On this way, companies that take part in the project should share these values and we will promote that these companies will get some commitments, such as the use of fair bank services or renewable energies through energy cooperatives.
The regular working of Ekhi is sumarized in the next steps: 1.-The Association for the promotion of local economy Ekhi, will be in charge of running the local currency. It sells 1, 2, 5,10 and 20 euros bills to the consumers. Bills will be sold in the premises of some local associations joined to the project at the prize of 1Ekhi=1 Euro. 2.- Consumers will use the bills in local companies that accept Ekhi as currency. The currency flow is promoted thanks to the expiry date. 3.- Local stores can use the local bills to pay their expenses but they can also get euros from them. This way they will get 0.95 euros from every Ekhi, so as to prevent the conversion to euros and keep the money in the local economy. 4.-Finally, those 5 cents are split: two cents will be used to pay the expenses of the currency and the other 3 cents will be invested in Ekhifunding.

What is it the Ekhifunding? Anytime we get one Ekhi , 3 cents are put aside for the social funds of the currency that is called Ekhifunding. The objective of this fund is to sponsor the projects of local associations and social movements that are related to any of these fields: social justice, ecology, gender equality or language and culture. The whole fund will be shared out at the end of the year in this proportion: 1.- At least 50% will be used for sponsoring projects of local movements and associations. Every year we will organize a tendering process and the users of Ekhi will decide which project to fund, and, therefore the funding.2.-At least 30% of the Ekhifunding will be distributed to the associations and social movements that collaborate with the project by selling Ekhis. 3.- Remaining 20% will be dedicated to one of the above mentioned purposes, depending on the situation and after the decision by the assembly of users and companies. This way, the more Ekhis you are taking the more money will be distributed to your association or local movement.
What is the expiry date? As we have already mentioned above, Ekhi, as vegetables do, waste value over time. The goal of expiry date is to prevent from accumulation of money and promote its circulation, in order to create as much wealth as possible in the local area. We can see this effect through the example of Chiemgauer region in Germany: since their currency expires in three months, it circulates three times faster than euro. This means that three euros will be necessary to create the same wealth as one simple Chiemgauer does, because…..Weath is created when the currency flows!
In our daily life expiration works as follows: 1.- We set 4 fixed expiration dates: January 1st, April 1st, August 1st and October 1st. Bill will expire in the soonest expiry date next to its issue. As an example: Ekhi sold on February 22nd will expire on April 1st.2.- If we are two weeks before the expiry date, it will expire on the next period of time. For example, Ekhi is sold on March 22nd, it will not expire on April 1st but on August 1st. 3.-Consumers that have got expired bills will have to pay 2% of the cost of the bill to renew this bill. This amount will be paid in the exchange office, where the expiry date will be renewed. 4.- If companies have got expired bills, they will be able to renew it free of any cost in the next two weeks after expiry date.5.- After this period, companies will have to pay 2% of the cost of the bill, as consumers do. 6.- This money will be used in Ekhifunding.

Why this is important

Local currency Ekhi tries to be a local experience that allows us to reconsider current monetary system. Nowadays nine out of ten Euros are hold in financial markets, as well as real economy suffers long term lack of money. Most of the money is created from nothing, by private banks, and instead of being a tool, it has become a goal in itself. The aim is to accumulate money so as to demand higher interests, in this way they will keep creating money from money, which leads the economy to increase far away from our planet limits.
Our goal is to turn around this situation, from a bottom-up approach, recovering the original meaning of money: to be a useful exchange tool for real economy and community. Consequently, we expect to put on the same level as other physical products, that is to say ,that money expire on the hands of those who keep it too long. In this way we achieve both goals, to avoid money accumulation in the hands of a few and to increase of the circulation of money in local area.
Moreover, Ekhi will not be used beyond Bizkaia region. This means that its wealth will remain in the network of the businesses that take part in the local currency project. Until now money was blocked in financial markets and it did not reach real economy, but through this approach wealth is blocked in local area, moving from one business to another without going out to financial markets.

Ekhi is addressed to those individuals who are motivated enough to undertake new real experiences of change, who believe in a new model of economy that is not rotten by speculators, people who think of common wealth, who try actively for transformation in this crisis. In summary, it is addressed to those who want to take part in the creation of an illuminating project.

If your economical situation, job situation is not to good to help us, you just don´t have time or you just do not want to collaborate by giving some money, take a look at the colaborators site or write us with your suggestions.

Goals of the crowdfunding campaign

We want Ekhi to be money for the people, therefore, any better way to launch it than co-funding among all of us?
We do not receive any public or private subsidy and we would like the project to be financially self sufficient. In this way, we hope the currency will be self-supported through the initial contribution of users (single entry fee of 5 euro ), annual fee for the business (20 euros) and the money got from the association any time Ekhi is sold (2%). Consequently, we can cover the printing and maintenance expenses, because project will be mainly hold thanks to the volunteering work of members of the association.
Although it might look paradoxical we need euros to start up this Project, a minimum initial amount of money to print the bills in advance, to pay initial expenses (barcode readers, some printing Works…) and to give some money back.
In order to manage the currency we are creating “Lehiatila”, an open software available to any other community that wants to start up any other local currency.
On the other hand, this campaign is essential to enlarge Ekhi area and involve more people in the project. Are you coming? http://www.ekhitxanpona.org/participa.html

Team and experience

Ekhi local currency started in September 2011 in Desazkundea collective http://www.desazkundea.org (Basque Network for Degrowth). At the beginning no more that 5 people were involved in the project.

During 2011-2012, we mainly focused on studying different models of alternative currencies world-wide: Time- banking, LETS, bonus,…In adittion, we went to Toulouse to know their experience with local currency “Sol violette” (http://www.sol-violette.fr/) , we took part in the First National Encounter of Local Currency in Vilanova y la Gertrú (http://encuentromonedasvng2012.blogspot.com.es/) where we got contact with many people all over the country to learn about the projects they were running. We investigated and discussed to define a sustainable model for local area.

The second year was more intense: the team grew up to ten members, and having in mind the goals we wanted to achieve, we started this journey: we organized meeting with local traders, we presented the project for the first time, we started to appear in the media and we organized elections to choose the definitive name of the currency: Ekhi.
Today, more than two years have already passed since local currency in Bizkaia was born. The leading team of Ekhi is working intensely for the currency to be active from January 2014 and so far, more than 15 local businesses have already decided to accept the currency.

Social commitment